Orange County Financial Services Attorney

Orange County Financial Services Attorney

Anyone in the financial world is aware that many different laws and regulations exist to help govern how certain transactions and investments are made. This is to deter unethical behavior and hold any wrongdoers accountable for violating someone else’s rights.

To ensure your next financial move is compliant in California, hire an experienced Orange County financial services attorney for the job to not only meet your legal needs but also meet your financial goals.

At Scheer Law Group, we believe that having financial success is more than just being knowledgeable of current market conditions. We feel it demands more of a proactive legal strategy to help anticipate what challenges could arise before they cause too much damage. Regardless of how high-stakes your next financial move is, we stand committed to delivering the type of results you need to achieve your objectives and protect your long-term interests.

What Legal Issues Does a Financial Services Attorney Deal With?

All of the complexities that exist in financial transactions and investments provide an endless amount of opportunity for disputes to arise between two stakeholders. Some of the most common cases these legal professionals take on include:

Bankruptcy

Bankruptcy law is one of the most frequent areas of law a financial services attorney will provide counsel on. They can help businesses file for the most appropriate bankruptcy option for them, whether it’s Chapter 7, 11 or 13. During this process, a financial services attorney will ensure their clients understand the implications of these bankruptcy decisions to protect their assets as much as possible in the process.

Lending Compliance

Any financial institution or business that provides credit to others has a number of laws and regulations to follow. Attorneys in this space will help to ensure that all lending practices remain compliant at all times with specific regulations, such as the Equal Credit Opportunity Act (ECOA). They will also provide guidance on how to structure certain loans and credit agreements to minimize legal issues and penalties in the future.

Property Litigation

Real estate disputes are very common. People have disagreements over ownership rights, property boundaries, and even easements. When this happens, a financial services attorney can step in to represent their commercial property client from start to finish. This can include investigating a breach of contract, a zoning issue, or any other disputes among property owners.

Commercial Real Estate

Another significant area of law for financial services attorneys is commercial real estate law. This is due to the sheer number of laws and legal paperwork involved when either purchasing, selling, or leasing a commercial property. In these cases, a finance lawyer could be found drafting and reviewing contracts, negotiating specific terms their client is trying to achieve, or just simply making sure local, state and federal regulations are complied with.

Landlord-Tenant Disputes

A financial services attorney will get involved in a landlord-tenant dispute when there are specific disagreements happening over money. For example, landlords who might be struggling to collect someone’s rent money they owe or evicting someone from their property. They could also help tenants negotiate a more favorable lease agreement. All of this helps to ensure that neither party will have their rights violated.

Mortgage Fraud

Financial services attorneys will also step in to represent any client who feels they have become a victim to mortgage fraud. They will also defend anyone who feels they were wrongfully accused of engaging in this. In these cases, an attorney will look into falsified documents or misrepresented property values to identify if mortgage fraud does exist and what damages it has caused to their client.

Because each of these dispute areas can be so complicated and different, you need to bring on an attorney who understands the reality of both finance and law to help spot illegal behavior and reach a solution in court. Be sure to connect with a financial services attorney as soon as you suspect you might have a case to avoid statute of limitations deadlines and missing opportunities to collect compelling evidence.

FAQs

Q: What Is an Unlawful Detainer?

A: An unlawful detainer is a notice letting a tenant know a legal case has been opened to have them evicted by the landlord. Some reasons landlords may initiate this process are a tenant engaging in illegal behavior on their property, a tenant not paying their agreed-upon rent, or the tenant’s lease has expired, but they haven’t vacated the property.

Q: Can an Attorney Loan Money to a Client in California?

A: It is generally prohibited for a California attorney to loan any money to their clients. This is because it can be seen as a conflict of interest that could compromise the attorney’s ability to provide effective and unbiased counsel. However, there are some legal exceptions. For example, an attorney may need to advance court costs or litigation expenses. The loans must be explicitly documented to avoid anyone trying to challenge the merits of these transactions.

Q: How Can a Financial Services Attorney Help With Commercial Collection Services?

A: Financial services attorneys can help businesses with commercial collection services by guiding them through enforcing debt collection while remaining compliant with all federal and state laws. A collections matter will usually begin with a demand letter that your financial services attorney can create. They can represent a business in court if necessary if the debt remains unpaid and can also utilize legal tools, such as liens on property or wage garnishments, to obtain owed money.

Q: What Is FinTech vs. Financial Services?

A: FinTech is the integration of technology into financial service offerings to help improve how a company is able to deliver their services to consumers. This includes many popular items that the general public might already be used to, like mobile banking apps or online investment platforms. Conversely, traditional financial services cover a much wider range of activities that do not have a technology focus, like equity management, shareholder relations, and more.

Contact Scheer Law Group Today

If you are struggling to navigate the complexities of the financial world and are looking for legal guidance, Scheer Law Group is standing by and ready to help. We don’t believe anyone should leave their financial futures up to chance. Contact us today to learn more about how we can be your trusted legal partner to secure and boost your financial well-being.